As the year comes to a close, many people find themselves reflecting on the months gone by—the good, the bad, and everything in between. This often leads to thoughts of change and improvement for the upcoming year. New Year’s resolutions become a hot topic across all age groups, and these goals can range widely, from health and finances to relationships and personal growth. 

Common resolutions include spending money more wisely, hitting the gym, starting a new diet, improving cleaning habits, or forming new friendships. Personally, I’ve never been one to set a New Year’s resolution. That’s because I believe change tends to happen in waves, often when we least expect it.

We are constantly changing. Working towards goals, regardless of the time of year, so I’ve never felt the need to start fresh on January 1st. But I understand that for many people, the new year offers a symbolic fresh start.

Among the most popular resolutions are saving money, getting in shape, and practicing better self-care. It makes sense. When we take a moment to self-reflect, these are areas where we often see the most room for improvement.

Take finances, for example. Some people are overly cautious with spending. For them, loosening the reins a little—maybe taking a vacation, going out to dinner, or treating themselves once in a while—could actually bring more joy and fulfillment.

On the flip side, others overspend, often prioritizing wants over needs. In these cases, cutting back can bring financial stability and peace of mind. Saying “no” to unnecessary expenses could lead them closer to bigger, long-term goals.

Getting in shape is another popular resolution, and a worthwhile one. Exercise benefits not just physical health but mental and emotional well-being, too. The best part is that fitness can look different for everyone. Whether it’s hitting the gym, working out at home, or simply going for a walk outdoors, what matters is finding a routine that fits your lifestyle and makes you feel good.

We can’t forget self-care, which ties into both physical health and financial choices. Everyone defines self-care differently. For some, it’s enjoying a favorite snack or taking a nap. For others, it’s maintaining a skincare routine, journaling, or finding time to unwind. Doing more of what brings you joy, especially in a mindful and balanced way, can have a lasting positive impact.

But how effective are New Year’s resolutions, really? According to Jessie Wood, a writer for wavelength.com, about 55% of people consider themselves successful with their resolution after one year. However, only around 8% stick with them for the full year. So, while resolutions may be popular, long-term success is a different story.

Still, the act of reflection has value in itself. Whether you commit to a specific resolution or just think back on the lessons of the past year, you’re growing. And if you do set a goal and don’t reach it? That’s okay. Life is always changing, and new opportunities arise all the time. Maybe you didn’t achieve your original goal—but maybe you accomplished something else entirely, something unexpected and meaningful.

So if you’re setting a New Year’s resolution this year, go for it. Keep working toward your goal, but don’t be discouraged by setbacks. And if you’re not into resolutions? That’s okay, too. Growth isn’t limited to the start of a new year. It’s happening every day, in ways you may not even realize.